Can I Get the Age Pension If I Still Work Part-Time?
Are you approaching retirement but still want to earn some income? Many seniors ask:
“Can I still receive the Age Pension if I work part-time?”
The answer is yes — but there are important rules you need to know.
Whether you're already on the pension or preparing to apply, understanding how employment affects your Age Pension eligibility can help you maximise your Age Pension benefits and avoid costly mistakes.
You Can Work and Still Get the Age Pension
The Australian Centrelink Age Pension is means-tested based on your income and assets. But you’re allowed to earn some money from part-time or casual work and still receive the pension.
If you're unsure where you stand, our Age Pension application service can assess your situation and help you apply with confidence.
How the Age Pension Income Test Works (2025 Rates)
As of July 2025, here’s what you can earn before your pension is affected:
Singles: Up to $204 per fortnight with no reduction
Couples (combined): Up to $360 per fortnight
Once your income exceeds these limits, your Age Pension is reduced by 50 cents for every dollar over the threshold.
💡 Tip: Investment income, super, or rental income also count — get in touch for tailored Age Pension advice.
The Work Bonus: Extra Support for Working Pensioners
If you’re earning income from employment, the Work Bonus gives you an extra buffer:
First $300 of fortnightly work income is ignored
You can also build a Work Bonus balance of up to $11,800
This balance can offset work income to help you stay on the full pension
This is a great way to supplement your income without losing your pension.
What Counts as Income?
Need personalised help? Speak to an Age Pension consultant about how your situation will be assessed.
Real Example: Applying While Still Working
David, aged 67, works two days a week as a driver earning $500 per fortnight.
Thanks to the Work Bonus, the first $300 is excluded, and only $200 is assessed.
Because he’s under the income threshold, he qualifies for a full Age Pension and receives extra income from work.
A quick consultation with a pension advisor for seniors saved him weeks of confusion.
How We Help with Age Pension Applications
At AgePensionServices, we provide:
✅ Help with Age Pension applications
✅ Age Pension form help (we complete and lodge forms for you)
✅ Centrelink Age Pension support (we deal with Centrelink so you don’t have to)
✅ Apply for Age Pension assistance with one-on-one expert guidance
✅ Age Pension consultation and eligibility checks
✅ Access to our complete Age Pension Support Package
✅ Age Pension advocacy if your application is delayed or rejected
Start Your Pension Application With Confidence
Working part-time doesn’t disqualify you from receiving the Age Pension — but the rules are complex.
With the right guidance, you can:
Understand your Age Pension eligibility
Apply correctly the first time
Maximise your Age Pension benefits even while working
Avoid delays, stress, and rejections
✅ Get Expert Age Pension Advice Today
Our Age Pension consultants are here to help you every step of the way.
Whether you're still working or fully retired, we offer:
Personalised Age Pension application assistance
Professional Centrelink Age Pension help
One-on-one pension adviser support for seniors across Australia
📞 Contact us now to book your free consultation and get started.
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